Shirley Licia Saul

As your life changes, so does your insurance. This September, in honor of Life Insurance Awareness Month, please contact my office with any questions regarding your coverage. Our team is excited to help you find the coverage that meets your unique needs!

Hi, I’m Shirley Licia Saul, your local StateFarm Agent in Miami Lakes! For more than 35 years, I’ve had the privilege of helping individuals, families, and business owners protect what matters most to them. My goal has always been simple: make insurance easier to understand, provide personal guidance, and be there when our customers need us most.

Our office proudly serves Miami Lakes, Hialeah, North Miami, Opa Locka, Miramar, Pembroke Pines, and communities throughout South Florida. Whether you’re getting your first apartment, buying your forever home, growing a business, or simply looking for better guidance with your insurance, my bilingual team and I are here to help.

We believe insurance shouldn’t feel complicated or one-size-fits-all. Your life is unique, and your coverage should reflect that. We take the time to get to know you, understand what’s important to you, and help you explore coverage that fits your needs and your lifestyle.

Need Auto Insurance for your daily commute or family vehicles? Looking for coverage for your Home, Condo, or Apartment? Enjoy South Florida weekends on the water or on two wheels? Ask us about Boat and Motorcycle Insurance. And if your four-legged family members run the household, we can even help you explore Pet Insurance.

Life changes, and your insurance needs can change right along with it. Getting married? Buying a home? Starting a family or a business? These are the moments when having a local insurance agency that takes the time to understand your needs can make all the difference. We’re here to help you review your options, answer your questions, and prepare for what comes next.

As a proud mom of two grown children and a very happy grandma to one lovable dog, I understand how busy life can get. When I’m not at the office, I love traveling, skiing, and cheering on my favorite sports teams. Those experiences remind me that insurance isn’t just about policies—it’s about protecting the people, places, and moments you’ve worked hard for.

From beach days and boat rides to road trips, new homes, growing families, and new beginnings, we’re here to help you protect today while preparing for tomorrow.

At the Shirley Licia Saul State Farm Agency, you’re never just a policy number—you’re our neighbor.

Give us a call, stop by our Miami Lakes office, or reach out today. We’d love the opportunity to get to know you and help with your insurance needs.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Serving Miami Lakes and the surrounding area, Shirley can help answer your questions.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Miami Lakes, FL, reach out to Shirley.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Have questions? Shirley in Miami Lakes can walk you through your options.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Shirley works with Miami Lakes residents to find coverage that fits.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Connect with Shirley for insurance guidance in Miami Lakes.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. In Miami Lakes, you can count on Shirley for personalized service.